OUR CERTIFIED HOME INSPECTOR WILL CHECK THE 4 MAJOR COMPONENTS OF YOUR HOME:
The primary purpose of this inspection is to determine the age of these components, evaluate the operating condition, and look for safety issues. A four point inspection is typically performed for a homeowner when requested by their insurance company to obtain a new insurance policy or renewing an existing policy.
Access to the inside of the house is required to evaluate these items. Exterior photos of all sides of the home are taken. The roof is inspected and evaluated for estimated remaining life. The electrical panel cover will be removed and re-installed for this inspection. The other components are photographed including the manufactures identification labels.
The type of roof covering is identified, and the age of the roof is indicated. This information is typically determined by accessing county building permit records to determine the Roof Permit date. If no permit is found, the inspector makes a determination of the age based upon several factors. The type of roof, condition, age of the home, and other considerations, that can be used to determine the age.
The inspection is also to identify if there are any visible signs of damage/deterioration such as curling, lifted, loose, or missing shingles or tiles, sagging or uneven roof deck, etc. and if there are any visible signs of leaks. The Roof Certifications also list the approximate remaining useful life of the roof.
This inspection is typically required on new policies and on roofs that are near or over 25 years of age. Sometimes they are requested just to verify the age of the roof and its condition when appropriate documentation is not available.